
11
Steps
Most people experience anxiety and stress in their lives at some point, regarding money.
I've been through it on a massive scale. PlanCalm is something I designed in my early twenties to help me navigate the choppy waters of low income and high debt after finishing university. [I didn't call it PlanCalm back then, it was just "my spreadsheet"!]
PlanCalm can't magic up more money for you - however it allows you to:
- Start laying down everything on the table, so you can see what you are spending
- Allows you to start plotting the future as to where you want to be - such as having a certain amount of money in savings or debt cleared.
- It constantly reminds you of your goal and shows you how far or how close you are.
-Identifies opportunities within your spending. Think about Stop - Start - Continue
If you use this file and program as intended, you will discover your anxiety easing because you will have a plan. Believe me - having a plan, however far away you are from your goals is enough to reduce anxiety.
And... having a plan is better than no plan, right?
This will be the best investment in yourself you will make for a while.
This program is centred around a Google Sheet document with lots of training videos to show you how to use it.



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